If you want to get a gift card, you can purchase one from the banks that offer this product. Check with the bank if the card is issued exclusively to existing accountholders. Moreover, you may or may not need to open a bank account. What is the difference between a gift card compared to a prepaid card, debit card, or credit card? It is not re-loadable unlike prepaid and debit cards, and it requires no account unlike debit card and credit card. Their validity expires once the funds in them are used up or when used beyond expiry date. The only difference is that gift cards are not re-loadable. In the way it used, it is similar to a prepaid debit card (I actually have BPI e-Prepaid Mastercard, but now I’m using BPI Amore). They are issued by banks, and they have the advantage of being accepted as payment, and they can be used at any physical or online store that accepts either Mastercard or Visa. Scroll until you find something that sounds like them, then get to shopping.Gift cards are any plastic cards that can be accepted as payment in the purchase of goods and services. Your dad most definitely shops at different places than your teenage sister, know what I mean? To help you out, we've created a gift guide to the best gift card ideas, based on what the person's likes or interests are. No time or money wasted.īut before you go off and stock up on a bunch of the same gift cards to give every person in your life, consider giving it a slightly more personal touch. Shopping for gift certificates takes all of two seconds, and you know the recipient is definitely gonna like it (you know, because they can buy p much anything?!). I mean, think about it! If you had a choice between getting a weird present that you'll inevitably regift or a money voucher to all your favorite places, you'd choose the money every time, right? Sure, shopping for a gift card takes minimal effort or creativity, but I argue that's not a bad thing. Somewhere along the line, gift certificates earned a reputation-one they absolutely do not deserve, IMHO-for being lame gifts.
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